No Fee Checking | No Minimum Balance | Free ATM Access | Zero Liability Debit Card | Online and Mobile Banking
Middlesex Federal, your local Massachusetts bank, offers more ways to bank online or in the square.
Open Account
Open a Simply eFREE checking account completely online.
Request Debit Card
When you open your account don't forget to request your debit card!
Enjoy Worry-Free Banking
We are your local bank to take care of all your needs.
Start Your Online Account Application Below:
A better banking experience is waiting for you.
If you prefer, visit us in the square:
Walk-up ATM available.
One College Avenue
Somerville, MA 02144
617-666-4700
Walk-up ATM, Drive-up ATM,
and Drive-thru Teller available.
1196 Broadway
Somerville, MA 02144
617-315-1580
Walk-up ATM available.
53 Riverside Avenue
Medford, MA 02155
617-315-1677
Johnathan R. Tortora
Davis Square Manager
617-666-4700
Sylvana M. Sabatino
Teele Square Manager
617-315-1580
Cheryl A. Staude
Medford Square Manager
617-315-1677
Additional Resources to Help With Your Personal Finances
FREE Budgeting Template
Fill out the quick form below to download our monthly budgeting template that will help you save a lot and plan for your future!
Blog Resources You May Be Interested In:
FREE ATM ACCESS: Middlesex Federal will not charge Simply Free (includes Student Checking) and President's Choice checking customers for using another bank's ATM. And we'll reimburse any surcharge fees other banks may charge at the end of each statement cycle. Statement Savings Free ATM access is available to Middlesex Federal personal checking customers only.
Online Account Opening: Simply eFREE Checking and eStatement Savings accounts only available online.
Online & Mobile Banking: Data charges may apply when using a mobile device.
Zero-liability: applies to debit card purchases made in the store, over the telephone, online, or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if you have used reasonable care in protecting your card from loss or theft and promptly report to Middlesex Federal when your MasterCard was lost or stolen. For additional protection with respect to unauthorized transactions, please refer to your account agreement. Zero Liability does not apply to the following Mastercard payment cards: commercial cards, or unregistered prepaid cards, such as gift cards.