No Fee Checking | No Minimum Balance | Free ATM Access | Zero Liability Debit Card | Online and Mobile Banking
Middlesex Federal, your local Massachusetts bank, offers more ways to bank online or in the square.
![Icon for number 1 Icon for number 1](https://info.middlesexfederal.com/hs-fs/hubfs/numbers-middlesex1-1.png?width=100&height=100&name=numbers-middlesex1-1.png)
![Young couple visiting Middlesex Federal at the Square Young couple visiting Middlesex Federal at the Square](https://info.middlesexfederal.com/hs-fs/hubfs/group-business-people-discussing-new-business-proposals-office-weekdays.jpg?width=400&height=267&name=group-business-people-discussing-new-business-proposals-office-weekdays.jpg)
Open Account
Open a Simply eFREE checking account completely online.
![Icon for Number 2 Icon for Number 2](https://info.middlesexfederal.com/hs-fs/hubfs/numbers-middlesex2.png?width=100&height=100&name=numbers-middlesex2.png)
![A young lady with Middlesex Federal Debit Card A young lady with Middlesex Federal Debit Card](https://info.middlesexfederal.com/hs-fs/hubfs/person-with-debit-card.jpg?width=400&height=267&name=person-with-debit-card.jpg)
Request Debit Card
When you open your account don't forget to request your debit card!
![Icon for number 3 Icon for number 3](https://info.middlesexfederal.com/hs-fs/hubfs/numbers-middlesex3.png?width=100&height=100&name=numbers-middlesex3.png)
![A Lady Shopping at Store with Middlesex Federal Debit Card A Lady Shopping at Store with Middlesex Federal Debit Card](https://info.middlesexfederal.com/hs-fs/hubfs/pexels-andrea-piacquadio-3907119.jpg?width=400&height=267&name=pexels-andrea-piacquadio-3907119.jpg)
Enjoy Worry-Free Banking
We are your local bank to take care of all your needs.
Start Your Online Account Application Below:
A better banking experience is waiting for you.
If you prefer, visit us in the square:
![LocationIcon_DavisSquare LocationIcon_DavisSquare](https://info.middlesexfederal.com/hs-fs/hubfs/LocationIcon_DavisSquare_263x224.png?width=250&height=213&name=LocationIcon_DavisSquare_263x224.png)
Walk-up ATM available.
One College Avenue
Somerville, MA 02144
617-666-4700
![LocationIcon_TeeleSquare LocationIcon_TeeleSquare](https://info.middlesexfederal.com/hs-fs/hubfs/LocationIcon_TeeleSquare_263x224.png?width=250&height=213&name=LocationIcon_TeeleSquare_263x224.png)
Walk-up ATM, Drive-up ATM,
and Drive-thru Teller available.
1196 Broadway
Somerville, MA 02144
617-315-1580
![LocationIcon_MedfordSquare LocationIcon_MedfordSquare](https://info.middlesexfederal.com/hs-fs/hubfs/LocationIcon_MedfordSquare_263x224.png?width=250&height=213&name=LocationIcon_MedfordSquare_263x224.png)
Walk-up ATM available.
53 Riverside Avenue
Medford, MA 02155
617-315-1677
"The staff is extremely nice and friendly and always helpful, managers are available to help when something special is needed (like a new debit card, issued while I waited, and they wouldn't let me leave until I had checked that it worked correctly in the ATM), the website meets all my needs (bill paying, transferring within and outside the bank).
So yes, it's 5 stars in my opinion."
- Robert P.
"The personal service and connection here is far beyond what you'll get at... If you're looking for service and value, go no further. I'd rather do my banking with people who know me, value my business, and provide prompt, professional service when I need it."
- Stroker R.
"This is the best bank. All the people who work here are awesome they make you feel good every time you walk in. Keep up the good work."
- Charles Z.
"I'd never set foot in the bank before, but it was just like a few friends gathering around to help me out. You will not find this type of customer service at a big name bank! If you're looking to bank somewhere that's rooted in and cares about the community, you should check it out."
- Dennis P.
![jtortora jtortora](https://info.middlesexfederal.com/hs-fs/hubfs/jtortora.png?width=250&height=250&name=jtortora.png)
Johnathan R. Tortora
Davis Square Manager
617-666-4700
![ssabatino ssabatino](https://info.middlesexfederal.com/hs-fs/hubfs/ssabatino.png?width=250&height=250&name=ssabatino.png)
Sylvana M. Sabatino
Teele Square Manager
617-315-1580
![cstaude cstaude](https://info.middlesexfederal.com/hs-fs/hubfs/cstaude.png?width=250&height=250&name=cstaude.png)
Cheryl A. Staude
Medford Square Manager
617-315-1677
Additional Resources to Help With Your Personal Finances
![Budgeting Template on Mobile Device Budgeting Template on Mobile Device](https://info.middlesexfederal.com/hubfs/1613022224.png)
FREE Budgeting Template
Fill out the quick form below to download our monthly budgeting template that will help you save a lot and plan for your future!
Blog Resources You May Be Interested In:
FREE ATM ACCESS: Middlesex Federal will not charge Simply Free (includes Student Checking) and President's Choice checking customers for using another bank's ATM. And we'll reimburse any surcharge fees other banks may charge at the end of each statement cycle. Statement Savings Free ATM access is available to Middlesex Federal personal checking customers only.
Online Account Opening: Simply eFREE Checking and eStatement Savings accounts only available online.
Online & Mobile Banking: Data charges may apply when using a mobile device.
Zero-liability: applies to debit card purchases made in the store, over the telephone, online, or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if you have used reasonable care in protecting your card from loss or theft and promptly report to Middlesex Federal when your MasterCard was lost or stolen. For additional protection with respect to unauthorized transactions, please refer to your account agreement. Zero Liability does not apply to the following Mastercard payment cards: commercial cards, or unregistered prepaid cards, such as gift cards.