Great Rates | Experienced Lenders | Condo & Jumbo Loan Specialist | Local Decisions | Quick Close
Middlesex Federal is a local lender that understands the Greater Boston market. Whether you're a first-time homebuyer, a growing family, or looking to downsize, we'll put your needs at the forefront when offering home loan solutions. We're a local bank that offers great rates, makes local decisions, and provides the personal service you deserve.
A Home Buying Experience that You Can Trust!

First-time Homebuyer
Are you a first-time homebuyer looking for personalized service? From offering tips to improve your credit score to giving you advice on the best programs to take advantage of, we're here to help you every step of the way!

Condo Specialist
Our Condo Specialists understand the ins and outs of purchasing a condo. We'll help you understand the variables associated with your purchase, review your financing options, and ensure a smooth approval process.

Jumbo Loan Specialist
Not all Jumbo Lenders are the same. Working with a local lender like us can save time and money. We make local decisions and process your loan locally so you can close on time and avoid increased costs associated with delays.

Quick Close
Close in less than 30 days with a Middlesex Federal Pre-Purchase Review.

$250 Off Closing Costs
Receive $250 off closing costs! Contact us to request your coupon today.

Rate Lock Option
Don't worry about the rising rates. Lock in your interest rate for 30 to 45 days.
"We are so grateful to you for helping make it possible to purchase our dream home. Without your patience, experience and overall financial acumen, our house hunting project would not have succeeded. Thanks so very much!"
- James H.
"You were available to me at all times. Thanks for answering all of my questions and walking me through the entire home buying process"
- Hannah K.
"Thank you for making my refinance process easy. With limited ability to be face to face or to do things in person, your regular and clear communication via email, phone and text, made things easy and without stress."
- Lilly R.
"I would highly recommend Frank Prinzivalli to anyone looking for a knowledgeable, trustworthy, and dedicated loan officer. He made a complex process feel simple, and we are so grateful to have worked with him!"
-Ritvik G.
"Somerville resident here, writing from a newly purchased home. We needed a mortgage for a somewhat unusual situation (more than two people on the loan) and
Frank Prinzivalli at Middlesex Federal was immensely helpful! He shepherded us through the process, was quite responsive to all our questions, didn't give us an grief about the situation, and expertly reassured the seller that this wouldn't be a problem at all. Frank really made buying a home way simpler and smoother than we thought it was going to be.
-Jack R.

Michelle F. Gately
VP Home Loan Specialist
NMLS #899951

Frank Prinzivalli
Home Loan Specialist
NMLS #1960681
Additional Resources to Help With Your Home Buying Process

FREE Home Buying Checklist
Fill out the quick form below to download your complete home buying checklist and 10 easy steps to follow to buy a house in Massachusetts.Blog Resources You May Be Interested In:
$250 Off Closing: $250 Off Closing coupon will be issued upon request. Coupon must be presented before closing documents are finalized. $250 will be credited to the homebuyer at closing. Offer valid for new Middlesex Federal purchase transactions only. Limited to one per closing.
Quick Close/Pre-Purchase Review: Most homebuyers close in less than 30 days from a signed purchase and sale agreement with a Middlesex Federal Pre-Purchase Review. Pre-Purchase Review includes a review of credit report, income, and assets.